
What is the day structure of a graduate role in Commercial banking?
Vishal V. asked during the live chat Lloyds Banking Group - Assessment process - Insights and Q&A to Lloyds Banking Group
Category: Role Description
Date asked: Wednesday, January 12, 2022
Last reviewed: Wednesday, January 12, 2022
Ben J.
Change Analyst
Hi, your day to day life on the commercial banking grad scheme will depend upon which team you are in. On the scheme you complete 4 six month rotations. The first 3 will be Coverage (client facing), Product (Debt transactions) and Risk and for the final one you will choose either Coverage or Product again.
For example, currently I am on my Product rotation and my role is an analyst in the corporate and institutional debt team (big companies basically) and my daily work involves working on debt deals for these companies (usually about 3-6 active each week). That will include reviewing annual reports, financial accounts and management information in order to write credit papers and build financial models to see whether or not we should lend to said company.
Wednesday, January 12, 2022