For credit risk and lending, could I use skills I've previously built up in other areas for the benefit of the client?

Additional information

To clarify it a bit more, I'd give an example based on the online tests we had about the restaurant owner's business. I'm heavily involved in equity research and financial markets. If I were to be working with credit risk and lending, could I use skills I've previously built up in equities or markets to expand decision making so the client gets the best possible result or are there set standards already laid out? This would include factoring in for example the fertilizer supply issues or labour issues that will affect the underlying business model when dealing with lending to a farmer.